Editorial Team
Cora Bennington is the editorial force behind California State Cash — a matching service that connects California borrowers with licensed lenders. Every guide on this site is reviewed against the statute and the numbers before it ships.
Cora Bennington
Financial Editor, California State Cash
Cora covers small-dollar lending in California — payday loans, cash advances, and the installment and personal brackets above them. Her beat is turning lending law into numbers a borrower can check: the 15% fee, the 391% APR, the 36% cap on $2,500–$9,999 loans.
She edits every guide on this site against the statute text first, then recomputes the tables by hand. If a number can't survive that, it doesn't ship.
What the editors do
- Statute-first review. Each page is checked against Cal. Fin. Code § 23000 et seq. and the § 22303 rate-cap bracket before publication; the DFPI is the tiebreaker.
- Math verification. Every fee, APR, and monthly-payment table is recomputed from the formulas on our editorial standards — same formula, every page.
- Freshness. Content carries a visible review date (2026-09-30); any change in California lending law triggers a sitewide review within 30 days.
- Honest framing. Tribal pages carry sovereignty and total-cost warnings; alternatives (credit-union PALs, payment plans) are named before the pitch.
Contact the editors
Corrections and questions: [email protected]. Cite the page URL — verified fixes ship with a moved review date.